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区块链的技术原理、应用与监管-清华大学国家金融研究院.pdf
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2021-05-08
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- 1 -
研究报告
2017 4 总第 24 期)
清华大学国家金融研究院
区块链的技术原理、应用与监
鑫苑房地产金融科技研究中心
寻朔 柯岩
2015 年以来,随着以比特币为代表的数字货币的崛起,其底层
技术---区块链引起了一般大众、投资机构及监管部门的广泛关注。
报告首先介绍了区块链这项新技术的技术原理及发展潜力;同时介
绍了该技术在世界范围内的应用成果,尤其关注中国市场。最后,
报告梳理了有代表性的国家监管层对此项新技术的监管现状。我们
发现,区块链技术很可能成为未来技术创新的重要方向,并势必在
多个行业和领域中发挥巨大潜力。与此同时,受到技术壁垒、资金
投入不足及监管层合规约束等影响,我们也意识到区块链基础架构
的完善仍然需要较长的一段时间。
- 2 -
Research report
2017-4 24 edition
TSINGHUA UNIVERSITY NATIONAL INSTITUTE OF FINANCIAL RESEARCH
An Introduction of BlockchainThe Technical Principles,
Applications and Regulation
XIN Real Estate Fintech Research Center
Xun Shuo, Ke Yan
Abstract:
With the rise of digital currency, the underlying technology--blockchain has
long attracted the interest of general public, investment community as well
as regulation authorities. We first introduce the characteristics and
development potentials of this brand new technology. We discuss many real
applications based on block chain technology, especially in China. Finally, we
discuss several countries’ regulation and guidance on the development of
block chain technology. In conclusion, the block chain technology could
be the building blocks for next generation technology innovations, and it
has great potentials in different areas and industries. However, we need to be
aware that the infrastructure based on block chain could take a long time to
realize, due to technical difficulty, fund shortage and compliance risk.
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